A Lawrence, KS Bankruptcy Lawyer Can Help You Find Solutions Even if You Face a Complex, Frustrating Financial Mess
A Lawrence, KS bankruptcy lawyer can help you understand your rights and possible legal mechanisms you can leverage to end creditor harassment, potentially keep significant assets, including your house, and return some order to your currently chaotic and confusing financial life. We understand if you face bankruptcy in Missouri or Kansas, the pain, shame, and frustration can be almost unbearable in this type of situation.
Fletcher, Rohrbaugh & Chahine, LLP represents people in Eastern Kansas and Western Missouri including; Johnson County KS, Miami County KS, Wyandotte County KS, Douglas County KS, Leavenworth County KS, Jackson County MO, Platte County MO, and Cass County MO.
Since, the "Great Recession" of 2008 and 2009, consumers and homeowners in Kansas, Missouri and beyond have faced job stresses, credit card debts, mortgage problems, inflating tuition costs, and other financial problems. If you are currently overwhelmed and feeling stressed because of your financial crisis, as a Kansas bankruptcy lawyer I know you are not alone. There are significant resources and solutions out there for you. Bankruptcy is not the only option to deal with mounting debt problems, but it can be particularly useful.
Due to the advent of the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), consumers must meet stricter eligibility standards to qualify for bankruptcy. This can complicate your situation. Fortunately, Kansas bankruptcy lawyer Chris Fletcher can work with you to help you understand exactly what needs to be done, when it needs to be done, and evaluate whether bankruptcy is an intelligent and appropriate option for you.
Chapter 7 Bankruptcy
Are you a good candidate for a Douglas County Chapter 7 bankruptcy? This type of Bankruptcy is a liquidation that allows you to, in essence, wipe your debt slate clean. It might be a good choice if you cannot pay your debts and face potential lawsuits from your creditors.
Chapter 13 Bankruptcy
Chapter 13 is a re-organization of debt rather than a liquidation. Depending on your circumstances, you may be able to keep more assets than may be possible under a Chapter 7 filing. When you file for Chapter 13, you restructure your debts under the supervision of the court - and you develop a plan to pay back creditors within a defined time span of three to five years.
Foreclosure Defense
The specter of foreclosure haunts thousands of homeowners in Kansas and Missouri. You worked hard to buy your home and maintain it. You are proud of your neighborhood. But now, you face the very real, scary possibility that you may lose your home. Kansas Bankruptcy lawyer Chris Fletcher can help you understand your strategic options for keeping your home and help you fight to defend against the foreclosure.
Debt Advice
Managing money is not an intuitive science. Many hard-working Kansas and Missouri residents get into trouble with creditors simply when they don’t understand basic home accounting and budgeting principles. Others get into trouble because of sudden unexpected expenses, such as major medical bills. If you feel like you are "drowning in debt," a Kansas bankruptcy lawyer with Fletcher, Rohrbaugh & Chahine, LLP can walk you through your options and introduce you to excellent resources to protect your assets and budget.
Creditor Rights
What rights do your creditors have? What can you do if a creditor violates your rights? Our Kansas bankruptcy lawyer and his team can explain the basics of creditor rights in bankruptcy and help you alleviate the pressing, nagging anxiety that often comes hand-in-hand with creditor harassment.
Connect with the lawyers of Fletcher, Rohrbaugh & Chahine, LLP at
(785) 289-8851 or contact us online to set up a free, confidential consultation with a Kansas bankruptcy lawyer. We can help you understand your needs, simplify your options, and help you recover from what has surely been a stressful period in your life.
Do look on our Free Resources page to learn more about bankruptcy in Kansas.
Fletcher, Rohrbaugh & Chahine, LLP
843 New Hampshire
Lawrence KS 66064
Telephone: (785) 289-8851
Fax: (913) 390-8101